Personal Injury Protection (PIP)

Personal injury protection insurance is offered in Maryland with minimum limits required of $2500. However the insurance coverage can be waived by first named insureds. If you have elected to have personal injury protection the benefits provided include reasonable and necessary expenses arising from an accident including medical costs, surgical, diagnostic, etc. and also payment of up to 85% of lost income. Specifics about the personal injury protection coverage and the benefits provided can be found in Maryland insurance code annotated section 19–505. Personal injury protection benefits are of tremendous value to a plaintiff in a personal injury case in Maryland. The money is most wisely used to first reimburse lost wages. Often times there is a race between the insured and medical providers seeking reimbursement of their cost both from the PIP coverage. One way to help control the situation is too promptly file the PIP claim while enlosing your disability slip and statement from your employer regarding lost wages. If you have questions regarding personal injury protection please feel free to give me a call. I have been representing clients in personal injury and malpractice cases for over 20 years. I am happy to answer your questions over the phone at no cost to you. 1-888-760-7339